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Estate planning, insurance, and end-of-life planning basics.

Making things easier for the people you love — and protecting yourself — starts with a few essential documents, updated beneficiaries, and some conversations worth having before you need to have them.

Family, Legacy & Care

Estate Planning Basics: The Documents Everyone Should Have

You don't need a large estate to need an estate plan. A will, a power of attorney, a healthcare directive, and updated beneficiaries are the foundation — and most people are missing at least one of them.

Family, Legacy & Care

What Is a Will — and Do You Really Need One?

A will tells the court who gets your assets and — if you have minor children — who should care for them. Without one, your state decides. Here's what a basic will covers and why it matters even if you think you don't need one.

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See what feels clear, organize your income, healthcare, tax, and family questions, and create your Top 3 Retirement Questions before your next step.

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Family, Legacy & Care

Life Insurance in Retirement: Do You Still Need It?

Life insurance is designed to replace income and protect dependents. Once you've retired, your kids are grown, and your spouse has their own income sources — the case for coverage changes. Here's how to think through whether you still need it.

Family, Legacy & Care

Term vs. Whole Life Insurance: What's the Difference?

Term life expires. Whole life builds cash value and lasts your lifetime — but costs significantly more. Understanding the difference matters most when you're deciding whether to keep, convert, or cancel a policy in retirement.

Family, Legacy & Care

Final Expense Insurance: What It Is and When It Makes Sense

Final expense insurance is a small whole life policy marketed specifically to cover funeral and burial costs. It's heavily advertised — but it's not the right fit for everyone. Here's what it covers, what it costs, and when it actually makes sense.

Family, Legacy & Care

Funeral Costs: What They Are and How to Plan Ahead

The average funeral in the United States costs between $7,000 and $12,000. Knowing what drives that number — and what decisions you can make in advance — helps you plan financially and spare your family from making hard choices under pressure.

Family, Legacy & Care resources

Tools relevant to this topic.

Retirement Readiness ChecklistIncludes an estate planning section covering documents and beneficiaries.Free download

Estate Planning ChecklistFull checklist of documents, accounts, and conversations to complete.Coming soon

Beneficiary Designation GuideHow to review and update beneficiaries across all your accounts.Coming soon

Official government resources

Straight from the source.

USA.gov — Estate PlanningGovernment overview of wills, trusts, and estate planningOfficial Gov Resource
FTC — Funerals Consumer GuideYour rights when purchasing funeral goods and servicesOfficial Gov Resource

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Estate planning, insurance, and end-of-life planning basics.

Estate Planning Basics: The Documents Everyone Should Have

What Is a Will — and Do You Really Need One?

Life Insurance in Retirement: Do You Still Need It?

Term vs. Whole Life Insurance: What's the Difference?

Final Expense Insurance: What It Is and When It Makes Sense

Funeral Costs: What They Are and How to Plan Ahead

Tools relevant to this topic.

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