Health

Final expense planning: the conversations most families avoid — until they can't.

Funeral costs, end-of-life insurance, prepaid plans, and talking to your family about what you want. Planning ahead isn't morbid — it's one of the most considerate things you can do.

Final Expense Planning

What Is Final Expense Insurance and Who Actually Needs It?

Final expense insurance is a small whole life policy marketed specifically to cover funeral and burial costs. It's heavily advertised — but it's not the right fit for everyone. Here's what it covers, what it costs, and when it actually makes sense.

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Final Expense Planning

Funeral Costs: What to Expect and How to Plan Ahead

The average funeral in the United States costs between $7,000 and $12,000. Knowing what drives that number — and what decisions you can make in advance — helps you plan financially and spare your family from making hard choices under pressure.

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Final Expense Planning resources

Tools relevant to this topic.

Retirement Readiness ChecklistIncludes an end-of-life planning section to prompt key conversations.Free download
Final Expense Planning GuideWalk through funeral preferences, costs, and documentation step by step.Coming soon
End-of-Life Wishes WorksheetA structured way to document and share your preferences with family.Coming soon

Official government resources

Straight from the source.

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