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Where to live in retirement — staying, moving, downsizing, and aging in place.

Housing is one of the biggest financial and lifestyle decisions in retirement. Whether you stay in your current home, downsize, relocate, or explore other options — the choice compounds over time.

Housing

Downsizing in Retirement: Is It Worth It?

Selling a large home and moving to something smaller can free up equity, reduce maintenance, and lower monthly costs. But the transaction costs, emotional weight, and timing challenges are real. Here's an honest look at when downsizing makes sense.

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Housing resources

Tools relevant to this topic.

Retirement Readiness ChecklistIncludes a housing section covering the stay-vs-move decision.Free download
Housing Decision WorksheetWork through the financial and lifestyle factors in your housing decision.Coming soon
Downsizing ChecklistA step-by-step guide to preparing your home and finances for a move.Coming soon

Official government resources

Straight from the source.

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